Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

Featured articles

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to master Payback in Germany and maximize your Payback points like a pro.

Best Bank Accounts in Germany (2026)

Germany's best banks compared – no monthly fees, 1% cashback, and welcome bonuses up to €200.

How to Save Money on Train Travel in Germany and Beyond (2026)

From cheaper Deutsche Bahn tickets to international booking tricks and knowing when to switch to FlixTrain – here’s how to save on train travel in Germany and in Europe.

ClassPass in Germany (2026): Is It Worth It?

A full guide to ClassPass prices, plans and free trial with 67 credits, plus my personal experience with the app.

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

A practical guide to tax deductions in Germany to help you maximise your refund and understand how the system actually works.

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

Part two of the tax deduction guide: medical costs, insurance, donations, side income and other overlooked ways to boost your refund.

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Your Guide to Smart Spending – April 23

Free e-scooter rides with Dott and Wolt+, a TV package for €4/month, my favorite Amazon kitchen finds, and how to simplify your money management.

Your Guide to Smart Spending – April 16

Free dm products every week, a €9 cultural subscription, new supermarket freebies and whether dental insurance is worth it for you.

Your Guide to Smart Spending – April 2

A new low-cost train to Amsterdam, €145 banking bonus, a free Nespresso machine, and how to get free help with pension planning.

Best Bank Accounts in Germany (2026)

Germany's best banks compared – no monthly fees, 1% cashback, and welcome bonuses up to €200.

Your Guide to Smart Spending – March 27

A free month of coworking, a big iHerb sale, €113 bonus for a free bank account and where to find cheaper haircuts and massages.

ClassPass in Germany (2026): Is It Worth It?

A full guide to ClassPass prices, plans and free trial with 67 credits, plus my personal experience with the app.

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Your Guide to Smart Spending – April 23

Your Guide to Smart Spending – April 16

Your Guide to Smart Spending – April 2

Best Bank Accounts in Germany (2026)

Your Guide to Smart Spending – March 27

ClassPass in Germany (2026): Is It Worth It?

Your Guide to Smart Spending – March 20

Your Guide to Smart Spending – March 13

The Full Guide to Credit Cards in Germany (2026)

How to Save Money While Traveling: Bank Fees, Mobile Data, Insurance

Your Guide to Smart Spending – February 27

Your Guide to Smart Spending – February 18

American Express Gold Credit Card in Germany – Is It Worth It? (2026)

Your Guide to Smart Spending – February 10

Your Guide to Smart Spending – January 29