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Smart Living in Germany

Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

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Featured articles

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to master Payback in Germany and maximize your Payback points like a pro.

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Compare the top bank accounts in Germany and get welcome bonuses up to €250.

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Save Money on Train Travel in Germany and Beyond (2026)

From cheaper Deutsche Bahn tickets to international booking tricks and knowing when to switch to FlixTrain – here’s how to save on train travel in Germany and in Europe.

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

A practical guide to tax deductions in Germany to help you maximise your refund and understand how the system actually works.

ClassPass in Germany (2026): Is It Worth It?

ClassPass in Germany (2026): Is It Worth It?

A full guide to ClassPass prices, plans and free trial with 67 credits, plus my personal experience with the app.

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

Everything you need to know about credit cards in Germany – how they work, how to pick the right one, and practical tips for making the most out of them.

All articles

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Compare the top bank accounts in Germany and get welcome bonuses up to €250.

Your Guide to Smart Spending – March 13

Your Guide to Smart Spending – March 13

A free HelloFresh box, Amazon spring deals worth checking out, new freebies, and how to get a refund even when you think it’s too late.

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

Everything you need to know about credit cards in Germany – how they work, how to pick the right one, and practical tips for making the most out of them.

How to Save Money While Traveling: Bank Fees, Mobile Data, Insurance

How to Save Money While Traveling: Bank Fees, Mobile Data, Insurance

From avoiding bank fees abroad to choosing the right travel insurance and understanding data roaming fine print – travel admin that actually pays off.

Your Guide to Smart Spending – February 27

Your Guide to Smart Spending – February 27

Free Vodafone phone plan for three months, a €150 bank bonus, a new clothes rental subscription, and how to get the best flight deals without searching.

Your Guide to Smart Spending – February 18

Your Guide to Smart Spending – February 18

70% off Estrid body care, deals on Ninja airfryers, free household products and why now is a good time to lock an interest rate on your savings.

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Featured articles

How to Use Payback Points in Germany: The Ultimate Guide (2026)

How to Use Payback Points in Germany: The Ultimate Guide (2026)

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Your Guide to Smart Spending – January 14

Your Guide to Smart Spending – January 14

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Save Money on Train Travel in Germany and Beyond (2026)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 1)

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

All articles

Best Bank Accounts in Germany (2026)

Best Bank Accounts in Germany (2026)

Your Guide to Smart Spending – March 13

Your Guide to Smart Spending – March 13

The Full Guide to Credit Cards in Germany (2026)

The Full Guide to Credit Cards in Germany (2026)

How to Save Money While Traveling: Bank Fees, Mobile Data, Insurance

How to Save Money While Traveling: Bank Fees, Mobile Data, Insurance

Your Guide to Smart Spending – February 27

Your Guide to Smart Spending – February 27

Your Guide to Smart Spending – February 18

Your Guide to Smart Spending – February 18

American Express Gold Credit Card in Germany – Is It Worth It? (2026)

American Express Gold Credit Card in Germany – Is It Worth It? (2026)

Your Guide to Smart Spending – February 10

Your Guide to Smart Spending – February 10

Your Guide to Smart Spending – January 29

Your Guide to Smart Spending – January 29

Your Guide to Smart Spending – January 21

Your Guide to Smart Spending – January 21

Best Banks for Freelancers and Self-Employed in Germany (2026)

Best Banks for Freelancers and Self-Employed in Germany (2026)

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

Best Savings Accounts in Germany with the Highest Interest Rates (2026)

Your Guide to Smart Spending – January 14

Your Guide to Smart Spending – January 14

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

AmEx Payback Credit Card: The Best Free Credit Card in Germany (2026)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)

How to Maximize Your Tax Deductions in Germany in 2026 (Part 2)
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Smart Living in Germany

Get more value for your money with practical advice on banking, insurance, taxes, cashback and smart spending 💰

I consent to receive newsletters via email. Terms of use and Privacy policy.

© 2026 Anna Mezhova – Smart Living in Germany. Address: Pflugstraße 18, 10115 Berlin, Germany. Kontakt: smartliving.coexist983 (at) slmail.me.
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